Shelby County, IL
Composite Insurance Risk Score: 75.6 / 100 (National rank: #155)
Axis Scores
Climate Safety
66.8
Insurance Affordability
67.4
Housing Affordability
91.2
Community Resilience
84.6
Social Resilience
93.6
Housing Stability
72.0
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.22% |
| Price-to-Income Ratio | 1.90 |
| FEMA Risk Score (0-100) | 33.1 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).