Shelby County, IA
Composite Insurance Risk Score: 73.3 / 100 (National rank: #226)
Axis Scores
Climate Safety
57.6
Insurance Affordability
72.6
Housing Affordability
81.0
Community Resilience
93.9
Social Resilience
94.4
Housing Stability
68.6
Key Metrics
| Annual Insurance Premium (state avg) | $1,500 |
| Insurance Burden (% of income) | 2.06% |
| Price-to-Income Ratio | 2.25 |
| FEMA Risk Score (0-100) | 42.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).