Sevier County, TN

Composite Insurance Risk Score: 35.2 / 100 (National rank: #2490)

Axis Scores

Climate Safety 38.2
Insurance Affordability 48.3
Housing Affordability 9.8
Community Resilience 37.4
Social Resilience 33.8
Housing Stability 30.9

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.88%
Price-to-Income Ratio 4.78
FEMA Risk Score (0-100) 61.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Sevier County have grown at an average annual rate of 11.24%. During the same period, the population has increased by 2.66%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).