Scurry County, TX

Composite Insurance Risk Score: 37.6 / 100 (National rank: #2352)

Axis Scores

Climate Safety 40.0
Insurance Affordability 7.1
Housing Affordability 91.6
Community Resilience 16.1
Social Resilience 23.1
Housing Stability 62.0

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 7.00%
Price-to-Income Ratio 1.90
FEMA Risk Score (0-100) 59.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Scurry County have grown at an average annual rate of 5.89%. During the same period, the population has decreased by 3.56%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).