Scott County, VA

Composite Insurance Risk Score: 58.5 / 100 (National rank: #1049)

Axis Scores

Climate Safety 89.9
Insurance Affordability 50.0
Housing Affordability 43.6
Community Resilience 8.3
Social Resilience 53.3
Housing Stability 63.1

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.80%
Price-to-Income Ratio 3.08
FEMA Risk Score (0-100) 10.1

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Scott County have grown at an average annual rate of 8.57%. During the same period, the population has decreased by 1.93%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).