Schoolcraft County, MI

Composite Insurance Risk Score: 79.4 / 100 (National rank: #62)

Axis Scores

Climate Safety 99.4
Insurance Affordability 65.1
Housing Affordability 70.8
Community Resilience 68.8
Social Resilience 59.7
Housing Stability 98.0

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 2.29%
Price-to-Income Ratio 2.50
FEMA Risk Score (0-100) 0.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Schoolcraft County have grown at an average annual rate of 5.23%. During the same period, the population has increased by 0.99%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).