Schenectady County, NY
Composite Insurance Risk Score: 54.1 / 100 (National rank: #1336)
Axis Scores
Climate Safety
45.9
Insurance Affordability
70.0
Housing Affordability
48.7
Community Resilience
89.9
Social Resilience
51.8
Housing Stability
13.2
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 2.14% |
| Price-to-Income Ratio | 2.96 |
| FEMA Risk Score (0-100) | 54.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).