Sargent County, ND

Composite Insurance Risk Score: 73.1 / 100 (National rank: #233)

Axis Scores

Climate Safety 80.4
Insurance Affordability 64.4
Housing Affordability 86.3
Community Resilience 62.3
Social Resilience 97.4
Housing Stability 39.3

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.31%
Price-to-Income Ratio 2.09
FEMA Risk Score (0-100) 19.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Sargent County have grown at an average annual rate of 8.17%. During the same period, the population has decreased by 1.76%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).