Saratoga County, NY
Composite Insurance Risk Score: 57.2 / 100 (National rank: #1140)
Axis Scores
Climate Safety
31.1
Insurance Affordability
83.4
Housing Affordability
30.6
Community Resilience
90.9
Social Resilience
95.0
Housing Stability
38.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 1.69% |
| Price-to-Income Ratio | 3.46 |
| FEMA Risk Score (0-100) | 68.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).