Santa Cruz County, AZ

Composite Insurance Risk Score: 25.3 / 100 (National rank: #2947)

Axis Scores

Climate Safety 31.5
Insurance Affordability 40.3
Housing Affordability 15.0
Community Resilience 4.0
Social Resilience 5.5
Housing Stability 26.1

Key Metrics

Annual Insurance Premium (state avg) $1,850
Insurance Burden (% of income) 3.35%
Price-to-Income Ratio 4.22
FEMA Risk Score (0-100) 68.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Santa Cruz County have grown at an average annual rate of 9.03%. During the same period, the population has increased by 5.26%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).