Sanders County, MT

Composite Insurance Risk Score: 50.9 / 100 (National rank: #1547)

Axis Scores

Climate Safety 82.6
Insurance Affordability 38.1
Housing Affordability 3.0
Community Resilience 18.3
Social Resilience 57.3
Housing Stability 85.8

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.48%
Price-to-Income Ratio 6.25
FEMA Risk Score (0-100) 17.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Sanders County have grown at an average annual rate of 9.49%. During the same period, the population has increased by 13.73%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).