San Juan County, NM

Composite Insurance Risk Score: 26.9 / 100 (National rank: #2883)

Axis Scores

Climate Safety 30.1
Insurance Affordability 32.2
Housing Affordability 30.1
Community Resilience 13.0
Social Resilience 6.7
Housing Stability 33.4

Key Metrics

Annual Insurance Premium (state avg) $2,200
Insurance Burden (% of income) 3.94%
Price-to-Income Ratio 3.47
FEMA Risk Score (0-100) 69.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in San Juan County have grown at an average annual rate of 5.09%. During the same period, the population has decreased by 4.41%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).