San Joaquin County, CA

Composite Insurance Risk Score: 31.4 / 100 (National rank: #2692)

Axis Scores

Climate Safety 2.2
Insurance Affordability 87.2
Housing Affordability 4.4
Community Resilience 61.4
Social Resilience 11.4
Housing Stability 9.9

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.52%
Price-to-Income Ratio 5.76
FEMA Risk Score (0-100) 97.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in San Joaquin County have grown at an average annual rate of 9.18%. During the same period, the population has increased by 7.37%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).