San Bernardino County, CA

Composite Insurance Risk Score: 28.0 / 100 (National rank: #2838)

Axis Scores

Climate Safety 0.1
Insurance Affordability 84.6
Housing Affordability 4.1
Community Resilience 42.2
Social Resilience 9.4
Housing Stability 10.0

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.64%
Price-to-Income Ratio 5.91
FEMA Risk Score (0-100) 99.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in San Bernardino County have grown at an average annual rate of 9.0%. During the same period, the population has increased by 2.24%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).