San Benito County, CA

Composite Insurance Risk Score: 39.5 / 100 (National rank: #2251)

Axis Scores

Climate Safety 6.1
Insurance Affordability 94.9
Housing Affordability 1.7
Community Resilience 71.6
Social Resilience 42.6
Housing Stability 22.4

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.22%
Price-to-Income Ratio 6.94
FEMA Risk Score (0-100) 93.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in San Benito County have grown at an average annual rate of 7.54%. During the same period, the population has increased by 11.45%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).