Sacramento County, CA

Composite Insurance Risk Score: 32.6 / 100 (National rank: #2645)

Axis Scores

Climate Safety 2.4
Insurance Affordability 87.1
Housing Affordability 4.3
Community Resilience 65.7
Social Resilience 23.3
Housing Stability 5.9

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.52%
Price-to-Income Ratio 5.79
FEMA Risk Score (0-100) 97.6

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Sacramento County have grown at an average annual rate of 8.71%. During the same period, the population has increased by 4.56%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).