Rowan County, KY
Composite Insurance Risk Score: 46.5 / 100 (National rank: #1841)
Axis Scores
Climate Safety
68.5
Insurance Affordability
35.5
Housing Affordability
47.9
Community Resilience
38.4
Social Resilience
52.2
Housing Stability
8.8
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 3.68% |
| Price-to-Income Ratio | 2.98 |
| FEMA Risk Score (0-100) | 31.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).