Rockwall County, TX

Composite Insurance Risk Score: 47.0 / 100 (National rank: #1809)

Axis Scores

Climate Safety 20.1
Insurance Affordability 41.1
Housing Affordability 37.1
Community Resilience 74.5
Social Resilience 85.9
Housing Stability 90.8

Key Metrics

Annual Insurance Premium (state avg) $4,200
Insurance Burden (% of income) 3.28%
Price-to-Income Ratio 3.25
FEMA Risk Score (0-100) 79.8

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Rockwall County have grown at an average annual rate of 9.31%. During the same period, the population has increased by 27.21%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).