Richmond County, VA

Composite Insurance Risk Score: 53.9 / 100 (National rank: #1358)

Axis Scores

Climate Safety 56.9
Insurance Affordability 76.0
Housing Affordability 29.5
Community Resilience 44.4
Social Resilience 39.2
Housing Stability 50.1

Key Metrics

Annual Insurance Premium (state avg) $1,300
Insurance Burden (% of income) 1.96%
Price-to-Income Ratio 3.49
FEMA Risk Score (0-100) 43.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Richmond County have grown at an average annual rate of 5.13%. During the same period, the population has increased by 2.38%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).