Richmond County, NY

Composite Insurance Risk Score: 36.8 / 100 (National rank: #2401)

Axis Scores

Climate Safety 8.7
Insurance Affordability 82.0
Housing Affordability 1.9
Community Resilience 70.5
Social Resilience 41.9
Housing Stability 21.8

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 1.73%
Price-to-Income Ratio 6.87
FEMA Risk Score (0-100) 91.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Richmond County have grown at an average annual rate of 6.0%. During the same period, the population has increased by 4.22%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).