Richmond County, NC

Composite Insurance Risk Score: 29.8 / 100 (National rank: #2758)

Axis Scores

Climate Safety 24.6
Insurance Affordability 36.9
Housing Affordability 54.3
Community Resilience 31.0
Social Resilience 2.6
Housing Stability 17.1

Key Metrics

Annual Insurance Premium (state avg) $1,600
Insurance Burden (% of income) 3.56%
Price-to-Income Ratio 2.85
FEMA Risk Score (0-100) 75.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Richmond County have grown at an average annual rate of 8.96%. During the same period, the population has decreased by 5.9%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).