Richmond city, VA
Composite Insurance Risk Score: 34.4 / 100 (National rank: #2548)
Axis Scores
Climate Safety
26.6
Insurance Affordability
74.3
Housing Affordability
5.5
Community Resilience
55.0
Social Resilience
14.6
Housing Stability
0.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 2.01% |
| Price-to-Income Ratio | 5.46 |
| FEMA Risk Score (0-100) | 73.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).