Richland County, MT
Composite Insurance Risk Score: 54.5 / 100 (National rank: #1306)
Axis Scores
Climate Safety
79.1
Insurance Affordability
51.1
Housing Affordability
26.7
Community Resilience
39.9
Social Resilience
79.2
Housing Stability
20.5
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 2.74% |
| Price-to-Income Ratio | 3.60 |
| FEMA Risk Score (0-100) | 20.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).