Richland County, IL
Composite Insurance Risk Score: 65.1 / 100 (National rank: #623)
Axis Scores
Climate Safety
56.3
Insurance Affordability
55.9
Housing Affordability
93.7
Community Resilience
87.4
Social Resilience
69.4
Housing Stability
45.1
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.56% |
| Price-to-Income Ratio | 1.79 |
| FEMA Risk Score (0-100) | 43.6 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).