Rice County, MN

Composite Insurance Risk Score: 50.1 / 100 (National rank: #1603)

Axis Scores

Climate Safety 28.4
Insurance Affordability 69.0
Housing Affordability 20.7
Community Resilience 94.2
Social Resilience 59.0
Housing Stability 58.6

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.16%
Price-to-Income Ratio 3.85
FEMA Risk Score (0-100) 71.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Rice County have grown at an average annual rate of 8.95%. During the same period, the population has increased by 2.62%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).