Rensselaer County, NY

Composite Insurance Risk Score: 53.1 / 100 (National rank: #1408)

Axis Scores

Climate Safety 31.4
Insurance Affordability 76.7
Housing Affordability 49.8
Community Resilience 90.2
Social Resilience 65.8
Housing Stability 14.6

Key Metrics

Annual Insurance Premium (state avg) $1,700
Insurance Burden (% of income) 1.93%
Price-to-Income Ratio 2.94
FEMA Risk Score (0-100) 68.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Rensselaer County have grown at an average annual rate of 6.49%. During the same period, the population has increased by 0.72%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).