Ravalli County, MT

Composite Insurance Risk Score: 34.1 / 100 (National rank: #2560)

Axis Scores

Climate Safety 11.7
Insurance Affordability 49.9
Housing Affordability 2.2
Community Resilience 28.2
Social Resilience 73.3
Housing Stability 76.6

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.81%
Price-to-Income Ratio 6.69
FEMA Risk Score (0-100) 88.3

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Ravalli County have grown at an average annual rate of 11.28%. During the same period, the population has increased by 9.91%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).