Putnam County, WV

Composite Insurance Risk Score: 75.2 / 100 (National rank: #170)

Axis Scores

Climate Safety 74.6
Insurance Affordability 81.3
Housing Affordability 56.1
Community Resilience 61.5
Social Resilience 91.6
Housing Stability 87.7

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 1.76%
Price-to-Income Ratio 2.81
FEMA Risk Score (0-100) 25.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Putnam County have grown at an average annual rate of 5.94%. During the same period, the population has increased by 1.0%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).