Pondera County, MT

Composite Insurance Risk Score: 50.2 / 100 (National rank: #1598)

Axis Scores

Climate Safety 93.5
Insurance Affordability 33.3
Housing Affordability 19.2
Community Resilience 59.3
Social Resilience 28.2
Housing Stability 21.7

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 3.82%
Price-to-Income Ratio 3.94
FEMA Risk Score (0-100) 6.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Pondera County have grown at an average annual rate of 9.34%. During the same period, the population has increased by 0.68%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).