Polk County, TX
Composite Insurance Risk Score: 24.0 / 100 (National rank: #2982)
Axis Scores
Climate Safety
17.7
Insurance Affordability
8.4
Housing Affordability
48.3
Community Resilience
18.1
Social Resilience
5.5
Housing Stability
70.1
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 6.75% |
| Price-to-Income Ratio | 2.97 |
| FEMA Risk Score (0-100) | 82.2 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).