Polk County, TN
Composite Insurance Risk Score: 62.2 / 100 (National rank: #815)
Axis Scores
Climate Safety
82.5
Insurance Affordability
48.2
Housing Affordability
61.0
Community Resilience
15.8
Social Resilience
53.4
Housing Stability
93.5
Key Metrics
| Annual Insurance Premium (state avg) | $1,800 |
| Insurance Burden (% of income) | 2.88% |
| Price-to-Income Ratio | 2.72 |
| FEMA Risk Score (0-100) | 17.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).