Polk County, NC
Composite Insurance Risk Score: 56.6 / 100 (National rank: #1169)
Axis Scores
Climate Safety
80.7
Insurance Affordability
62.5
Housing Affordability
10.9
Community Resilience
25.8
Social Resilience
63.5
Housing Stability
62.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,600 |
| Insurance Burden (% of income) | 2.36% |
| Price-to-Income Ratio | 4.65 |
| FEMA Risk Score (0-100) | 19.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).