Polk County, FL
Composite Insurance Risk Score: 10.7 / 100 (National rank: #3134)
Axis Scores
Climate Safety
2.0
Insurance Affordability
2.3
Housing Affordability
17.5
Community Resilience
30.4
Social Resilience
8.1
Housing Stability
30.1
Key Metrics
| Annual Insurance Premium (state avg) | $6,000 |
| Insurance Burden (% of income) | 9.09% |
| Price-to-Income Ratio | 4.04 |
| FEMA Risk Score (0-100) | 98.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).