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Polk County
Polk County, AR
Composite Insurance Risk Score: 39.4 / 100
(National rank: #2258)
Axis Scores
Insurance Affordability
21.4
Housing Affordability
55.8
Community Resilience
11.9
Key Metrics
| Annual Insurance Premium (state avg) |
$2,400 |
| Insurance Burden (% of income) |
4.88% |
| Price-to-Income Ratio |
2.81 |
| FEMA Risk Score (0-100) |
48.0 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations.
Scores are percentile ranks across all valid U.S. counties (0-100).
π‘ Market Analysis
Over the past 5 years,
home values in Polk County have grown at an average annual rate of 6.87%.
During the same period, the population has
decreased by 3.65%.
This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.
*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).