Platte County, MO

Composite Insurance Risk Score: 50.8 / 100 (National rank: #1555)

Axis Scores

Climate Safety 25.4
Insurance Affordability 75.5
Housing Affordability 27.0
Community Resilience 91.7
Social Resilience 89.9
Housing Stability 21.0

Key Metrics

Annual Insurance Premium (state avg) $1,900
Insurance Burden (% of income) 1.97%
Price-to-Income Ratio 3.59
FEMA Risk Score (0-100) 74.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Platte County have grown at an average annual rate of 8.79%. During the same period, the population has increased by 9.62%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).