Pitkin County, CO

Composite Insurance Risk Score: 43.0 / 100 (National rank: #2039)

Axis Scores

Climate Safety 54.0
Insurance Affordability 43.5
Housing Affordability 0.1
Community Resilience 63.0
Social Resilience 85.4
Housing Stability 11.2

Key Metrics

Annual Insurance Premium (state avg) $3,200
Insurance Burden (% of income) 3.12%
Price-to-Income Ratio 11.10
FEMA Risk Score (0-100) 45.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Pitkin County have grown at an average annual rate of 13.09%. During the same period, the population has decreased by 5.25%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).