Pine County, MN

Composite Insurance Risk Score: 58.6 / 100 (National rank: #1043)

Axis Scores

Climate Safety 62.7
Insurance Affordability 56.9
Housing Affordability 33.4
Community Resilience 69.6
Social Resilience 48.9
Housing Stability 87.1

Key Metrics

Annual Insurance Premium (state avg) $1,800
Insurance Burden (% of income) 2.53%
Price-to-Income Ratio 3.36
FEMA Risk Score (0-100) 37.2

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Pine County have grown at an average annual rate of 7.78%. During the same period, the population has increased by 1.43%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).