Phillips County, KS

Composite Insurance Risk Score: 56.6 / 100 (National rank: #1168)

Axis Scores

Climate Safety 51.9
Insurance Affordability 25.1
Housing Affordability 97.9
Community Resilience 54.9
Social Resilience 76.1
Housing Stability 69.7

Key Metrics

Annual Insurance Premium (state avg) $2,800
Insurance Burden (% of income) 4.51%
Price-to-Income Ratio 1.55
FEMA Risk Score (0-100) 47.9

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Phillips County have grown at an average annual rate of 3.93%. During the same period, the population has decreased by 9.87%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).