Phillips County, CO
Composite Insurance Risk Score: 40.1 / 100 (National rank: #2208)
Axis Scores
Climate Safety
72.1
Insurance Affordability
20.6
Housing Affordability
18.2
Community Resilience
12.8
Social Resilience
56.7
Housing Stability
36.6
Key Metrics
| Annual Insurance Premium (state avg) | $3,200 |
| Insurance Burden (% of income) | 4.95% |
| Price-to-Income Ratio | 3.99 |
| FEMA Risk Score (0-100) | 27.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).