Perry County, AL

Composite Insurance Risk Score: 48.7 / 100 (National rank: #1691)

Axis Scores

Climate Safety 86.3
Insurance Affordability 9.1
Housing Affordability 79.2
Community Resilience 10.9
Social Resilience 8.6
Housing Stability 67.1

Key Metrics

Annual Insurance Premium (state avg) $2,480
Insurance Burden (% of income) 6.59%
Price-to-Income Ratio 2.29
FEMA Risk Score (0-100) 13.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Perry County have grown at an average annual rate of 5.86%. During the same period, the population has decreased by 13.58%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).