Penobscot County, ME
Composite Insurance Risk Score: 53.5 / 100 (National rank: #1379)
Axis Scores
Climate Safety
26.5
Insurance Affordability
87.6
Housing Affordability
38.2
Community Resilience
91.1
Social Resilience
57.5
Housing Stability
30.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,000 |
| Insurance Burden (% of income) | 1.51% |
| Price-to-Income Ratio | 3.23 |
| FEMA Risk Score (0-100) | 73.4 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).