Pennington County, SD

Composite Insurance Risk Score: 34.1 / 100 (National rank: #2562)

Axis Scores

Climate Safety 14.5
Insurance Affordability 52.5
Housing Affordability 17.2
Community Resilience 71.6
Social Resilience 42.8
Housing Stability 26.1

Key Metrics

Annual Insurance Premium (state avg) $2,000
Insurance Burden (% of income) 2.68%
Price-to-Income Ratio 4.05
FEMA Risk Score (0-100) 85.5

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Pennington County have grown at an average annual rate of 9.98%. During the same period, the population has increased by 2.55%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).