Pawnee County, OK

Composite Insurance Risk Score: 49.1 / 100 (National rank: #1670)

Axis Scores

Climate Safety 56.9
Insurance Affordability 12.8
Housing Affordability 81.7
Community Resilience 32.8
Social Resilience 55.3
Housing Stability 77.4

Key Metrics

Annual Insurance Premium (state avg) $3,500
Insurance Burden (% of income) 5.96%
Price-to-Income Ratio 2.24
FEMA Risk Score (0-100) 43.0

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Pawnee County have grown at an average annual rate of 7.2%. During the same period, the population has decreased by 3.76%. This combination of rising prices and shrinking population may indicate housing affordability pressures or climate-related out-migration.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).