Passaic County, NJ

Composite Insurance Risk Score: 32.3 / 100 (National rank: #2657)

Axis Scores

Climate Safety 10.3
Insurance Affordability 91.3
Housing Affordability 6.8
Community Resilience 42.0
Social Resilience 9.4
Housing Stability 2.6

Key Metrics

Annual Insurance Premium (state avg) $1,200
Insurance Burden (% of income) 1.37%
Price-to-Income Ratio 5.25
FEMA Risk Score (0-100) 89.7

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Passaic County have grown at an average annual rate of 6.05%. During the same period, the population has increased by 3.45%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).