Palo Pinto County, TX
Composite Insurance Risk Score: 31.4 / 100 (National rank: #2695)
Axis Scores
Climate Safety
40.1
Insurance Affordability
11.1
Housing Affordability
50.4
Community Resilience
36.6
Social Resilience
21.2
Housing Stability
32.5
Key Metrics
| Annual Insurance Premium (state avg) | $4,200 |
| Insurance Burden (% of income) | 6.21% |
| Price-to-Income Ratio | 2.93 |
| FEMA Risk Score (0-100) | 59.8 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).