Owsley County, KY
Composite Insurance Risk Score: 38.1 / 100 (National rank: #2325)
Axis Scores
Climate Safety
91.7
Insurance Affordability
2.5
Housing Affordability
26.4
Community Resilience
2.1
Social Resilience
29.2
Housing Stability
28.9
Key Metrics
| Annual Insurance Premium (state avg) | $2,000 |
| Insurance Burden (% of income) | 9.01% |
| Price-to-Income Ratio | 3.61 |
| FEMA Risk Score (0-100) | 8.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).