Owen County, IN

Composite Insurance Risk Score: 61.7 / 100 (National rank: #847)

Axis Scores

Climate Safety 54.5
Insurance Affordability 66.5
Housing Affordability 58.2
Community Resilience 46.5
Social Resilience 67.0
Housing Stability 86.2

Key Metrics

Annual Insurance Premium (state avg) $1,400
Insurance Burden (% of income) 2.24%
Price-to-Income Ratio 2.76
FEMA Risk Score (0-100) 45.4

Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).

πŸ“ˆ 10-Year Trend (2015-2024)

Historical data from U.S. Census ACS 5-Year Estimates.

πŸ’‘ Market Analysis

Over the past 5 years, home values in Owen County have grown at an average annual rate of 7.95%. During the same period, the population has increased by 3.69%, suggesting strong demand and resilience.

*Note: Correlation does not imply causation. Analysis based on ACS 5-Year Estimates (2019-2024).