Ottawa County, OH
Composite Insurance Risk Score: 72.7 / 100 (National rank: #248)
Axis Scores
Climate Safety
54.2
Insurance Affordability
82.8
Housing Affordability
52.2
Community Resilience
98.6
Social Resilience
87.3
Housing Stability
93.4
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.71% |
| Price-to-Income Ratio | 2.89 |
| FEMA Risk Score (0-100) | 45.7 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).