Ottawa County, MI
Composite Insurance Risk Score: 58.8 / 100 (National rank: #1032)
Axis Scores
Climate Safety
21.6
Insurance Affordability
89.6
Housing Affordability
27.4
Community Resilience
99.8
Social Resilience
82.3
Housing Stability
76.3
Key Metrics
| Annual Insurance Premium (state avg) | $1,300 |
| Insurance Burden (% of income) | 1.44% |
| Price-to-Income Ratio | 3.57 |
| FEMA Risk Score (0-100) | 78.3 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).