Otsego County, NY
Composite Insurance Risk Score: 58.4 / 100 (National rank: #1054)
Axis Scores
Climate Safety
50.4
Insurance Affordability
58.6
Housing Affordability
66.3
Community Resilience
79.8
Social Resilience
61.6
Housing Stability
45.7
Key Metrics
| Annual Insurance Premium (state avg) | $1,700 |
| Insurance Burden (% of income) | 2.47% |
| Price-to-Income Ratio | 2.60 |
| FEMA Risk Score (0-100) | 49.5 |
Data Sources: FEMA National Risk Index (Public Domain), U.S. Census Bureau ACS 5-Year Estimates (CC0), Triple-I / NAIC public citations. Scores are percentile ranks across all valid U.S. counties (0-100).